Hello
It's good to Meet You!
My Name is Robert
Licensed Insurance Underwriter
I spent most of my career in technology, creating innovative solutions to help people work smarter. I'm also a proud father of three amazing daughters. We lost their mother to breast cancer when they were young, an experience that shaped my understanding of how fragile life can be. I made the transition to life insurance to help protect other families from the kinds of hardships we faced. My mission is to offer guidance, support, and peace of mind when it matters most.
Robert Butterworth
NPN: 21475971
Life Insurance
A Fact of Life - What do you know about it?
For me it's not about the sale, its about building a long term relationship. This is about counting on someone during the hard times, someone you can rely on to insure that your family and friends will get quick, straight answers.
I am not bound to an insurance company, I will help you choose form the A rated currieries for the best benefits at the most affordable rates. I will take the time to explain the things you want to know and the things you need to know.
The best way you can find out is to have a no pressure call at the time which suits you best. Simply select a date and time below and I am happy to give you a call or we can meet on ZOOM.
Trisha Fuchs
⭐⭐⭐⭐⭐
I was very impressed with the time Robert took with me to explain the various options and how qualifying was so important. Inthe end he found a plan with one of his "A" rated carriers to find a policy which met my need for coverage and that met my budget. I have already recommended Robert to my friends as well as anyone who reads this.
Hello It's
good to Meet You!
I'm Robert
Licensed Underwriter
NPN: 21475971
About Me and Life Insurance
Frontline Financial
I spent most of my career in technology, creating innovative solutions to help people work smarter. I'm also a proud father of three amazing daughters. We lost their mother to breast cancer when they were young, an experience that shaped my understanding of how fragile life can be. I made the transition to life insurance to help protect other families from the kinds of hardships we faced. My mission is to offer guidance, support, and peace of mind when it matters most.
Safeguard your family’s future with the right life insurance policy.
About Us
Helping You To
Manage Your Life Insurance Needs!
I spent most of my career in technology, creating innovative solutions to help people work smarter. I'm also a proud father of three amazing daughters. We lost their mother to breast cancer when they were young, an experience that shaped my understanding of how fragile life can be. I made the transition to life insurance to help protect other families from the kinds of hardships we faced. My mission is to offer guidance, support, and peace of mind when it matters most.
Robert Butterworth
Robert
21475971
What everyone wants to know
What can I afford?
I am going to tell it to you straight. It is critically important that your choice is financially responsible. It is natural to want the highest coverage but the reality is the correct amount will not put a strain on your budget and be a true asset when that time comes around.
Will I qualify?
One of the parts of Life Insurance most people find out is qualifying. We all have our own health issues and in some cases applicants are declined. I work with a variety of A Rated carriers and am often get an approval or a lower rate for one carrier vs another.
Expect the Personal Touch
Everything You Need To Know
About Life Insurance At A Glance
What is Life Insurance?
Life insurance offers financial security for your loved ones. Choose between Term or Whole Life Insurance. Protect your family’s future today. Get expert guidance to find the right coverage.
Important Details
Life insurance offers coverage for your loved ones with options like Term Life (for a specific period) and Whole Life (lifetime coverage). Choose the right policy based on your financial goals. Protect your family’s future today.
Reviews
Real-Life Testimonials
From Satisfied Clients
Trisha Fuchs
I was very impressed with the time Robert took with me to explain the various options and how qualifying was so important. Inthe end he found a plan with one of his "A" rated carriers to find a policy which met my need for coverage and that met my budget. I have already recommended Robert to my friends as well as anyone who reads this.
Patrick Gustin
When I first received the call from Robert I wanted nothing to do with him. Who needs ANOTHER sales person on the phone, lets face it, they are 99% waste of time or plain rip-offs. Roberts patient dementor and care for me and my family finally won me mover. I bought a policy form wife and myself and referred him to my children. Robert's main attribute is both his knowledge and the care he expressed for our family. I am very glad to have accepted his presentation and feel that my family is in a better position than before we met him.
Palu TenHompel
I was73 years old when Robert called me and I thought I was too old for life insurance, I wanted to leave some extra funds not only to cover my funeral expenses but a little more for my son and his new wife a nest egg. Robert quickly reviewed the policies and found something which fit my budget as well as being able to leave them something as well, Thank you Robert You are a great help to our family.
Real-Life Testimonials
From Real-Life People Like YOU!
Trisha Fuchs
"I was very impressed with the time Robert took with me to explain the various options and how qualifying was so important. Inthe end he found a plan with one of his "A" rated carriers to find a policy which met my need for coverage and that met my budget. I have already recommended Robert to my friends as well as anyone who reads this."
Patrick Gustin
"When I first received the call from Robert I wanted nothing to do with him. Who needs ANOTHER sales person on the phone, lets face it, they are 99% waste of time or plain rip-offs. Roberts patient dementor and care for me and my family finally won me mover. I bought a policy form wife and myself and referred him to my children. Robert's main attribute is both his knowledge and the care he expressed for our family. I am very glad to have accepted his presentation and feel that my family is in a better position than before we met him."
Palu TenHompel
"I was73 years old when Robert called me and I thought I was too old for life insurance, I wanted to leave some extra funds not only to cover my funeral expenses but a little more for my son and his new wife a nest egg. Robert quickly reviewed the policies and found something which fit my budget as well as being able to leave them something as well, Thank you Robert You are a great help to our family."
Types of Insurance
New Families
There comes a time when new families begin thinking seriously about the future. That moment means something different for everyone, but one thing remains the same—you start to recognize your responsibility to your loved ones. More important than the income you provide is the lasting support and stability you bring to your family. While no amount of money can replace you, having financial protection in place—like a whole life insurance policy—can help ease the burden during difficult times.
Growing Families
As a family grows, so do its needs. Suddenly, the kids have all sorts of requirements we never imagined when they were just learning to walk. Maybe the home is getting bigger—along with the expenses. That’s where a whole life insurance plan can be a smart foundation. Life insurance premiums are typically based on two things: your age and your health. The good news? If you lock in coverage today, your current age and health are locked in, too—meaning your premium will stay the same for the life of the policy, no matter what changes in the future.
Final Expense
Also known as burial insurance, final expense insurance is a type of whole life insurance designed to cover end-of-life costs. As long as premiums are paid, your loved ones will receive a guaranteed death benefit when you pass away. This policy helps cover funeral expenses, medical bills, or outstanding debts. It typically offers smaller benefits than traditional life insurance, making it more affordable and accessible—especially for those who don’t need large coverage amounts.
Mortgage Protection
This is the only form of term life insurance I offer. The premium decreases over time as you pay down your mortgage. This type of policy can be used as collateral for your lender or to ensure that, in the event of your passing, a lump sum will be paid out to cover the remaining mortgage balance—protecting your home and your family’s financial security.
More Info
Important Questions
What Type of Life Insurance Do I Need?
If you are looking for affordable coverage for a specific period, Term Life Insurance may be best. For lifelong protection and cash value accumulation, Whole Life Insurance could be the right choice.
How Much Coverage Should I Get?
Consider factors like your family’s living expenses, outstanding debts (like mortgages), future financial goals, and potential funeral costs when determining the amount of coverage you need.
Can I Customize My Life Insurance Policy?
Yes, many policies offer additional riders for things like accelerated death benefits, critical illness coverage, or waiver of premium in case of disability. These options allow you to customize the policy to meet your specific needs.
What If I Can’t Afford Life Insurance Right Now?
There are budget-friendly options like Term Life Insurance with lower premiums. You can also adjust coverage amounts and durations to find a plan that fits within your financial means.
How do I Sign Up?
For more personalized assistance, book an appointment with me. I’ll answer your questions, help you explore your options, and ensure you get the right life insurance coverage tailored to your specific needs. Schedule your free consultation today and start planning for your family’s future security.
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Frontline Financial is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number: 21475971
Company
Directories
Legal
Frontline Financial is committed to serving you at the highest level with all your Life Insurance needs.
National Producer Number: 21475971
Company
Directories
Legal